Last Updated: July 15, 2024
Welcome to Fopelidarp ("Company", "we", "our", "us")! These Terms and Conditions ("Terms", "Terms and Conditions") govern your use of our website located at fopelidarp.com (the "Site") and all related services, products, and content offered by Fopelidarp.
Please read these Terms carefully before using our Site or purchasing our products. By accessing or using the Site, you agree to be bound by these Terms and our Privacy Policy. If you disagree with any part of these terms, you are prohibited from accessing the Site or using our services.
For the purposes of these Terms and Conditions:
When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account.
You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password. You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.
You may not use as a username the name of another person or entity or that is not lawfully available for use, a name or trademark that is subject to any rights of another person or entity without appropriate authorization, or a name that is otherwise offensive, vulgar, or obscene.
We strive to accurately describe our products. However, we do not warrant that product descriptions or other content on the Site are accurate, complete, reliable, current, or error-free. The colors and appearance of products may vary from what appears on your computer screen.
All prices displayed on the Site are in US Dollars (USD) unless otherwise specified. Prices are subject to change without notice. We reserve the right to correct any pricing errors on the Site and to modify prices at any time.
Payment must be made at the time of order. We accept major credit cards, PayPal, and other payment methods as indicated at checkout. By providing a payment method, you represent that you are authorized to use the designated payment method.
Your order is an offer to purchase our products. We reserve the right to accept or decline your order for any reason, including but not limited to product availability, errors in product or pricing information, or problems identified by our fraud detection systems.
After placing an order, you will receive an order confirmation email. This email confirms receipt of your order but does not confirm acceptance. An order is accepted by us when we send you a shipping confirmation or when the product is delivered to you, whichever is earlier.
For digital products, upon completing your purchase, you will receive access to the digital content either through download links, online access, or as specified in the product description. Digital products are subject to our Refund Policy.
We ship products worldwide, subject to customs and import restrictions. Estimated delivery times are provided at checkout but are not guaranteed. International customers may be subject to import duties and taxes, which are the responsibility of the customer.
Risk of loss and title for products pass to you upon our delivery to the carrier. It is your responsibility to file any claims with carriers for damaged and/or lost shipments.
The Site and its original content, features, and functionality are owned by Fopelidarp and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
Unless otherwise indicated, all materials on the Site, including but not limited to text, images, designs, graphics, logos, icons, audio clips, downloads, interfaces, code, software, and products, are the property of Fopelidarp or our licensors and are protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, transmit, or otherwise exploit any of the material on our Site, except as follows:
Our Service may allow you to post, link, share, store, or otherwise make available certain information, text, graphics, videos, or other material ("User Content"). By posting User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content.
You are solely responsible for the User Content that you post, and its legality, reliability, and appropriateness. By posting User Content, you represent and warrant that:
We have the right, but not the obligation, to monitor and edit or remove any User Content. We take no responsibility and assume no liability for any User Content that you or any other user or third party posts.
You may use our Site only for lawful purposes and in accordance with these Terms. You agree not to:
We value your feedback on our products and services. By submitting reviews, comments, suggestions, or ideas about our products or services, you grant us a perpetual, irrevocable, worldwide, non-exclusive, royalty-free license to use, reproduce, modify, publish, distribute, and display such content for any purpose.
All reviews must be honest, based on your genuine experience, and comply with our review guidelines. We reserve the right to remove any reviews that are inappropriate, offensive, or violate these Terms.
THE SITE AND ALL PRODUCTS OFFERED THROUGH THE SITE ARE PROVIDED "AS IS," "WITH ALL FAULTS," AND "AS AVAILABLE" BASIS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR THAT USE OF THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE.
We do not guarantee, represent, or warrant that your use of our Service will be uninterrupted, timely, secure, or error-free. We do not warrant that the results that may be obtained from the use of the Service will be accurate or reliable.
We make no representations or warranties regarding the effectiveness of the financial education products or their suitability for your specific financial situation. Our products are educational in nature and are not intended to replace professional financial advice.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL FOPELIDARP, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (I) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICE; (II) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICE; (III) ANY CONTENT OBTAINED FROM THE SERVICE; AND (IV) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE.
In no event shall our total liability to you for all claims related to the Site or products exceed the amount paid by you for the products purchased through the Site.
You agree to indemnify, defend, and hold harmless Fopelidarp, its parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns, and employees, from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your breach of these Terms or the documents they incorporate by reference, or your violation of any law or the rights of a third party.
These Terms shall be governed by and construed in accordance with the laws of Ghana, without regard to its conflict of law principles. Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Site shall be instituted exclusively in the courts of Ghana, although we retain the right to bring any suit, action, or proceeding against you for breach of these Terms in your country of residence or any other relevant country.
We reserve the right to modify these Terms at any time, effective upon posting of an updated version on the Site. You should check these Terms regularly to ensure you understand the terms that apply at that time. By continuing to use the Site after the effective date of any modifications, you agree to be bound by the modified terms.
We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.
If you wish to terminate your account, you may simply discontinue using the Service or contact us to request account deletion. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
In the event that any provision of these Terms is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms, such determination shall not affect the validity and enforceability of any other remaining provisions.
These Terms, together with our Privacy Policy and any other terms and conditions incorporated by reference, constitute the entire agreement between you and Fopelidarp regarding the Site and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Site.
If you have any questions about these Terms, please contact us at:
Fopelidarp
72 Effia Street, Takoradi
Ghana
Email: [email protected]
Phone: +233 27 302 6614